The neighbourhoods that make up the City of Settled & Certain are a grouping of mature suburbs circling Toronto's urban core. These communities are a large part of the foundation of the GTA's early suburbs. It is a mix of older housing, with about a fifth of housing constructed before 1961 and half constructed between 1961 and 1980, and is surrounded by later waves of suburbanization from the 1980's onwards. Relative to the rest of urban Toronto, this City has a higher percentage of single-detached housing (43%) and an average annual household income ($80,318). Residents of this City are highly settled, with just under a third moving every five years. These communities are, on average, less diverse when compared to other “Cities”; 44% of individuals are racialized, and 39% speak a primary language other than English or French at home. Housing is slightly more affordable than the regional average, with the average dwelling valued at $587,322 compared to $739,914 across the GTA. About 23% of residents use public transit to get to work, and about 40% commute a long distance, crossing a census sub-division to get to work.